™
The record, stated plainly.
Who the companies are, the regime the lending sits in, where every binding document lives, and how regulators reach the group.
The regulatory position
Creditcorp lends only to bodies corporate (UK limited companies and LLPs). Under Article 60B of the FSMA Regulated Activities Order 2001, lending to a body corporate is not a regulated "credit agreement", so Creditcorp is not FCA-authorised (authorisation is not required), and the Financial Ombudsman Service and FSCS do not apply to its business lending. This is not consumer credit.
Independently of regulation, the published product terms cap the total cost of borrowing at 100% of the amount advanced, and the standard products take no director personal guarantees. The full statement, with the statutory references, is kept on the group record.
Where the record lives
Four registers, each with a primary source.
Companies
Trade marks
Binding terms
GovNet — the regulator portal
GovNet is the group's access route for regulators and auditors: govnet.credicorp.co.uk, served over the staff platform and managed by hub.credicorp.co.uk. It gives an authorised reviewer a direct line into the records that matter without email round-trips.
Access is arranged case by case, not self-served: a regulator or auditor writes to [email protected], identity is verified, and the platform team provisions the account.
Full detail
The deep legal record is on the group site
Companies, marks, the coexistence agreement and regulation, in full.